Behind on payments? You can still sell.
If a foreclosure date is coming, selling is usually still on the table. We buy mobile homes and houses for cash, we can move quickly, and you keep whatever equity is left instead of losing it at auction.
Or call (318) 891-4421What most people get wrong about foreclosure
The biggest mistake we see is waiting. People assume that once the notices start, the house is gone and there is nothing left to decide. That is usually not true. Right up until the property actually sells at auction, you generally still have the right to sell it yourself.
That matters for one reason. At auction, the house goes for whatever it goes for, the lender takes what it is owed, and anything left over is the only thing that comes back to you. If you sell before that, you control the price and the timing, and any equity above what you owe is yours.
Foreclosure works differently in Texas than it does in Louisiana, and the timeline depends on your lender and your loan. We are not attorneys and we will not pretend to be. Please confirm your own dates with a lawyer. What we can tell you is whether a cash sale is realistic in the time you have.
The things people actually ask us
Straight answers, including the ones where the answer is "it depends".
I owe more than the house is worth
Then a straight sale may not clear the loan, and you would be looking at a short sale, which needs your lender's approval and takes longer. Tell us the numbers early and we will tell you honestly whether we can help or whether you need a different route.
The sale date is close
Call rather than fill in the form. How fast we can close depends on the title and the lender's payoff, but the sooner we start, the more options exist. If there is genuinely not enough time, we will say so.
There are late fees and back payments
Those get paid out of the proceeds at closing through the title company. You do not have to catch up on payments first, and you do not need money up front to sell to us.
I am embarrassed about the condition
Nobody is coming to judge your housekeeping. We buy as-is. Falling behind on a mortgage happens to people after a job loss, an illness, or a divorce, and it says nothing about you.
How it works
You tell us about it
Send the address and a few details. Nothing you send commits you to anything.
We look and call you back
We check the details and call you within 24 hours with a written cash offer.
You pick the timeline
Accept, counter, or walk away. If you accept, you choose the closing date.
Sign and get paid
Sign at a local title company. We handle the title work and the cleanout.
Questions about foreclosure
Can I sell my house if foreclosure has already started?
Usually yes. In most cases you can sell right up until the property is sold at auction. The closer you get to that date, the fewer options there are, so it is worth finding out where you stand quickly. Confirm your exact deadline with an attorney.
Will selling stop the foreclosure?
If the sale closes and the loan is paid off before the auction, the foreclosure ends because the debt is settled. Your lender has to be paid in full at closing for that to happen.
Do I get any money if I sell before foreclosure?
You keep whatever is left after the loan payoff, the liens, and closing costs. That is the main reason to sell rather than let it go to auction, where you have no say in the price.
What if I owe back taxes too?
Unpaid property taxes get paid out of the sale at closing, the same as the mortgage. You do not have to clear them first.
Get a written cash offer in 24 hours.
Send the address and a few details. No obligation, and no fee if you walk away.